An invitation

I am excited to launch this new blog, Financial Serenity Today. I work as a Financial Coach in the in the nonprofit sector. I bring the unique experience of 30-years in the field of finance with an MSW (Masters of Social Work). The goal in my work, the goal of this blog, is to help people become more at peace in their relationship to money, and thereby find greater peace, hope, well-being in their lives. This blog is not about how to build a road to riches, for wealth is not best measured in terms of net worth or income. Wealth is most truly achieved in living a life that is true to your spirit and within which you can achieve financial serenity. My hope is that this blog contributes in some small way to you on your journey.
I welcome your questions, comments, feedback on any matters financial. I will respond to the best of my ability and welcome comments and input from others to enhance our collective wisdom. As is always true in matters financial, this is an interactive tool based on less than complete information about your specific circumstances, do use this blog to supplement your understanding of your financial situation, and do consult with appropriate financial and legal experts as appropriate. Stu

Saturday, December 3, 2011

HARP (not only a musical instrument)

If you or individuals you know meet the following criteria, they need to get to know HARP (Home Affordable Refinance Program):

  1. They own their home.
  2. Their loan is owned by FNMA or FHLMC (they own 80% of all conventional mortgages).
  3. Their home is worth less than what they owe on their home.
  4. Their mortgage rate is above current market rates.
Contact a HUD-approved housing counselor to explore HARP. Follow this link to locate a counselor: 
http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfmhttp://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm
Posted by at

No comments:

Post a Comment

Subscribe to: Post Comments (Atom)